Find Affordable Rental Housing | USAGov

Learn about government programs that help low-income people find affordable rental housing. Each of the programs – subsidized housing, public housing, and housing choice vouchers – is different. Get the details on how they work, who is eligible, and how to apply.

New Public Health Eviction Ban For Renters

A new federal eviction ban is in place for renters hurt by job loss during the coronavirus pandemic.

The ban, ordered by the Centers for Disease Control and Prevention (CDC), runs from September 4 through December 31, 2020. If you’re facing eviction, you should sign this CDC form attesting to your situation and turn it into your landlord.

The CDC form lists several conditions that you must agree are true:

  • You’ve tried to get government rent or housing assistance

  • You either:

    • Expect to earn no more than $99,000 in 2020 ($198,00 if you’re a couple filing joint)

    • Didn’t have to report

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Foreclosure | USAGov

Learn some of the basics about avoiding and handling foreclosures.

Temporary Mortgage Relief Due to Coronavirus Pandemic

In response to the coronavirus pandemic, under the CARES Act, the owners of single-family homes with federally-backed mortgages can get two types of financial help.

Eviction and Foreclosure Moratorium

An eviction and foreclosure moratorium that went into effect on March 18, 2020, has been extended again. It now continues until August 31, 2020. During that time, homeowners:

Lenders:

Mortgage Forbearance

Federally-backed home loans can get six months of mortgage help. Federal Housing Administration (FHA) reverse mortgages are eligible too.

If you’re having trouble making payments because of the coronavirus pandemic, your loan servicer must:

  • Defer or reduce your payments for six months if you contact your loan servicer to make arrangements

  • Give you another six months of mortgage relief at your request

  • Offer options for how you can make up the deferred or

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