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BUYING A HOUSE 

Is Buying a House Worth It? 9 Reasons Why the Answer Is: ‘100% Yes!’

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Buying your first house takes gumption. You resist splurging on Insta-worthy vacations to save for a down payment. Then hold off on converting those savings into stocks for the latest plant-based start-up your cousin raves about. You fight every temptation in hopes of joining that glorious homebuyers’ circle, and just before you pull the trigger, you stumble upon an infographic telling you renting is actually cheaper — is this struggle even worth it?

The short answer is: yes. We’ve got a long answer for you, too (it even touches on the perennial own vs. rent debate). Here are nine benefits to homeownership that make buying a house totally worth it:

1. Grow with a local community

When you buy a house, you’re not just another tenant swinging through a rental’s revolving door. You’re tethered to a location, tied to a community.

“Buying a home gives you roots. You meet a

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CONTRACTOR 

Progressive House Democrats urge Biden against Defense chief with contractor ties

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A pair of progressive House Democrats is urging President-elect Joe BidenJoe BidenBrewery launches new Biden beer described as ‘inoffensive and not too bitter’ Deb Haaland says ‘of course’ she would serve as Interior secretary under Biden State Department won’t give Biden messages from foreign leaders: report MORE not to nominate a Pentagon chief who has previously worked for a defense contractor.

“Respectfully, and in full agreement with your past statements, we write to request that the next secretary of Defense have no prior employment history with a defense contractor,” Reps. Mark PocanMark William PocanCutting defense spending by 10 percent would debilitate America’s military Progressive lawmakers call for United Nations probe into DHS ‘human rights abuses’ The Hill’s Morning Report – Sponsored by Facebook – Barrett touts independence to sidestep confirmation questions MORE (D-Wis.) and Barbara LeeBarbara Jean LeeProgressives unveil Biden Cabinet wish list Pressure grows on California

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BUYING A HOUSE 

How To Buy A House Without A Realtor

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Buying a home without a real estate agent can save you money on commissions and allow you to shop on your own timeline. Here’s the process you’ll go through to buy a home without a buyer’s agent.

Step 1: Get Preapproved For A Mortgage

When you buy a home without a real estate agent, the first thing you’ll need to do is get preapproved. A preapproval is a way to find out what you can afford so you don’t shop for homes outside your budget. It’s also a way to show sellers you’re serious when you’re making an offer; preapproval shows that your financing won’t fall through.


You can use Rocket Mortgage® to get approved online and see how much you can afford. Just answer some questions about your income, assets and the home you want to buy. Then, we’ll check your credit to give

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BUYING A HOUSE 

6 Critical Things to Look for When Buying a House

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While everybody knows that buyers shop based on price range, there are many additional considerations to make when looking for a home. And, most buyers end up refining their criteria once they start touring homes. Ultimately, your home criteria should depend on your personal lifestyle and needs. Regardless of what you’re looking for, here are some general rules you should follow to make sure you’ll be happy with the home you buy for the foreseeable future.

What are the top features buyers look for in a home?

Today’s buyers are juggling many different priorities when it comes to buying a home, but according to the Zillow Group Consumer Housing Trends Report 2019, here are the features that rank as very important or extremely important to most buyers.

Neighborhood wants and needs for buyers

  • Safety: 82% say a neighborhood that feels safe is very or extremely important
  • Walkability: 60% say it’s
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BUYING A HOUSE 

Best Time to Buy a House: Best Month, Season and Why?

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In general, there are three ways to evaluate the best time to buy a home:

  1. Best month: In every real estate market, there’s always a best month to buy a house or best season to buy — even in a down market.
  2. Best year for market and economy: Broader market trends, the state of the economy and your local job market can also dictate a better or worse time to buy.
  3. Best time for you: Market characteristics aside, you should plan to buy when it makes sense for your personal finances and moving timeline.

When is the best month to buy a house?

Late summer is the best season to buy a house if you want a shopping experience with enough inventory to find a home you love, while benefiting from sellers lowering prices before the fall. Therefore, the best month to buy a house is August.

Generally speaking, buyers

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BUYING A HOUSE 

Ultimate Checklist for Buying a House

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Most Americans consider buying a house as a significant life goal. Homeownership offers stability and a sense of security and safety and for some, it is an essential rite of passage into adulthood. As you pursue your dream of homeownership, it’s crucial to understand the many moving parts to the home buying process and protect yourself from the risk of becoming “house broke.” This ultimate checklist for buying a house will help you cover all your bases.

buying a house checklist

1. Know how much you can afford

Determining how much house you can afford is the first step in the buying a house checklist – getting this number set will relieve stress in the long run. Start with your current budget and calculate your monthly income and expenses. Don’t forget to take into consideration the price variance in different locations. For example, a home in Anchorage, AK has a lower median sales price

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BUYING A HOUSE 

What Buying a House “As Is” Really Means

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You found a house in your dream neighborhood. It has the right number of bedrooms, bathrooms and a nice backyard. It’s just what you were looking for.

Then you learn it is being sold “as is.” That house that seemed so perfect now seems a bit frightening.

Follow these 100 tips when buying a house.

Selling as house “as is” basically means the seller will make no repairs or improvements and is selling the house in its current condition, according to realtor.com. In many cases, the houses are “as is” because the seller can’t afford to make the improvements.

Learn how to inspect your home like a home inspector.

“Once you buy that house, it’s yours and you’re pretty much stuck with whatever decision you made, so you really need to be very educated and thorough about what you’re doing,” said David Tamny, owner of Professional Property Inspection

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BUYING A HOUSE 

First-time buyers, here is your buying a house timeline

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Timing is crucial when buying a house. Getting it wrong could mean paying on a mortgage when you still owe rent—or living out of a hotel if your closing runs longer than your lease. Here’s a timeline for what to expect from your home-buying journey so that you can get it right.

How long does it take to buy a house?

The buying a house timeline can be tricky to predict. It typically takes anywhere from four weeks at the low end to six months (or more) to shop for and close on a house. But it can be quicker if you make a strong offer right away in a fast-moving market or slower if you have a hard time finding just the right place or keep getting outbid.​ The shopping step is one of the biggest house-buying timeline variables. According to Zillow research, about half of buyers searched for

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BUYING A HOUSE 

Buying a House with No Credit

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buying a house with no credit

By Zina Kumok, Financial Health Counselor, Credit Counselor

If you listen to certain financial experts, it’s easy to get the wrong idea about credit. Many money gurus – most notably Dave Ramsey – advise consumers to avoid credit cards and other forms of personal debt.

That might seem responsible enough, until you start shopping for a mortgage with no credit history and have to overcome that barrier.

Thankfully, it’s still possible, though not necessarily easy, for someone without credit to secure a mortgage and buy a house.

Here’s what you need to know.

In this article

What does no credit mean?

In a world of student loans, auto loans and credit cards, it’s hard to imagine not having any debt. But it is possible to live with no credit, especially if you’re young and have avoided loans your whole life.

If you’re debt-free and use debit cards instead of credit

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