United States Department of Housing and Urban Development

Cabinet department in the Executive branch of the United States federal government

The United States Department of Housing and Urban Development (HUD) is a Cabinet department in the executive branch of the United States federal government. Although its beginnings were in the House and Home Financing Agency, it was founded as a Cabinet department in 1965, as part of the “Great Society” program of President Lyndon Johnson, to develop and execute policies on housing and metropolises.

History[edit]

The department was established on September 9, 1965, when Lyndon B. Johnson signed the Department of Housing and Urban Development Act[1] into law. It stipulated that the department was to be created no later than November 8, sixty days following the date of enactment. The actual implementation was postponed until January 14, 1966,

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Hot shots: Book looks at history, homes of St. Louis Fire Department | Joe’s St. Louis

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The notion that there is at least one book about any subject under the sun is given credence by a new release from STL’s Reedy Press:

“St. Louis Fire Stations.”



"St. Louis Fire Stations"

“St. Louis Fire Stations” (Photo by Reedy Press)


Released on Oct. 1 and anchored by some never-before-seen photos, the book details the stations of the city fire department from the early 1800s to some still in operation today.

Historical note: The St. Louis department is the second-oldest professional fire department in the U.S. It was formed out of volunteer units in 1857, four years after Cincinnati. 

Along with the photos, there are histories of the stations and information about the personnel who worked there and the types of equipment used.

The photos in the book also show some of the department’s more unique facilities, such as the Horse Hospital and the 1904 World’s Fair

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HUD.gov / U.S. Department of Housing and Urban Development (HUD)

 

 

Facing Foreclosure

You worked hard to save and purchase a home – but financial hardships can happen to anyone and now you’ve fallen behind so your lender has decided to foreclose. Your first step now should be to contact a HUD-approved housing counseling agency. Foreclosure is a process most lenders would like to avoid. There may be options available to you, and the earlier you see a housing counselor, the broader the range of those options.

HUD Foreclosure Counseling Outcome Study 
2 NeighborWorks® America: National Foreclosure Mitigation Counseling Program Evaluation (Final Report – Sep. 2014)

Be PREPARED. Not Scared.

Your HUD-Certified housing counselor can help you navigate the foreclosure process by opening up the lines of communication, and may be able to request additional time to review your situation and negotiate a resolution. Depending on your situation, you may be able to retain your home or reach an alternative

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Avoiding Foreclosure | HUD.gov / U.S. Department of Housing and Urban Development (HUD)

Avoiding Foreclosure

 

There are a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.

Please read FHA’s brochure, “Save Your Home: Tips to Avoid Foreclosure,” also published in Spanish, Chinese and Vietnamese.


Making Home Affordable

The Making Home Affordable © (MHA) Program is a broad strategy to help homeowners avoid foreclosure, stabilize the country’s housing market, and improve the nation’s economy.

Homeowners can lower their monthly mortgage payments and get into more stable loans at today’s low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in

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