After a decade of apartment living, my husband and I finally saved up enough money to buy our first home last year. We did our due diligence—checked our credit, got pre-approved, found a realtor we loved—and then on the first weekend of open houses, made an offer. Sounds straightforward, right? Not quite. The entire process was actually much more complicated and stressful than I expected, despite having our ducks in a row beforehand, and we spent most of the time Googling unfamiliar phrases or asking our agent a million questions. Here are seven things I wish I had known before becoming a first-time home buyer.
1. Shopping around for a mortgage lender is kind of like speed dating.
One thing I didn’t realize about mortgage rates? You have to visit quite a few lenders in order to find the best one, and each conversation is basically like, “Show me what