10 Best-Kept Secrets for Buying a Home

Buying Secret #10: Keep Your Money Where It Is

It’s not wise to make any huge purchases or move your money around three to six months before buying a new home. You don’t want to take any big chances with your credit profile. Lenders need to see that you’re reliable and they want a complete paper trail so that they can get you the best loan possible. If you open new credit cards, amass too much debt or buy a lot of big-ticket items, you’re going to have a hard time getting a loan.

Buying Secret #9: Get Pre-Approved for Your Home Loan

There’s a big difference between a buyer being pre-qualified and a buyer who has a pre-approved mortgage. Anybody can get pre-qualified for a loan. Getting pre-approved means a lender has looked at all of your financial information and they’ve let you know how much you can afford

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Black contractor braves threats in removing Richmond statues

RICHMOND, Va. (AP) — Devon Henry paced in nervous anticipation, because this was a project like nothing he’d ever done. He wore the usual hard hat — and a bulletproof vest.

An accomplished Black businessman, Henry took on a job the city says others were unwilling to do: lead contractor for the now-completed removal of 14 pieces of Confederate statuary that dotted Virginia’s capital city. There was angry opposition, and fear for the safety of all involved.

But when a crane finally plucked the equestrian statue of Gen. Stonewall Jackson off the enormous pedestal where it had towered over this former capital of the Confederacy for more than a century, church bells chimed, thunder clapped and the crowd erupted in cheers.

Henry’s brother grabbed him, and they jumped up and down. He saw others crying in the pouring rain.

“You did it, man,” said Rodney Henry.

Success came at some

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State by State Requirement, Contractor Boards

Contractor license requirements vary state by state, and what applies in one state is therefore not necessarily the case in the neighboring state. Where some states require general contractors to have a license, others don’t, or they might simply be regulated at the local level – again a state by state determination.

Homeowners — take advantage of this offer to also get free quotes for your home improvement project by filling out the form below. Did we mention it’s free? There’s also no obligation.

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By sumitting this form, you agree to be contacted about your project by Homeadvisor and / or other service partners using automated phone technology and / or email. We will not contact you with anything

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5 Tips for Finding Good Contractors In Your Area

If you’re in the home-flipping game, your profits are only as good as your contractor choices. Choose wisely, and you add value to your property without eating too much into the budget. Choose wrong, and you might just kiss those returns goodbye.

Unfortunately, as many contractors as are out there, finding a good one isn’t easy. Some won’t show up on time (or at all), others won’t hold to their estimates, and even worse, some just don’t have the skillset or experience they claim to.

Whatever their foibles are, they’ll cost you — either in time, money, or both.

Want to make sure you choose the best possible contractors from the get-go? Here’s how to do it:

Ask around

Did you like the remodel your neighbor just did? Ask who the contractor was. Have an investor friend? Get his recommendations. Have one contractor you trust, but need others to fill

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It Looks Like Hunter’s Company Facilitated Sale of Strategic US Manufacturer to a Chinese Defense Contractor

Newly released emails sourced from former Hunter Biden associate Bevan Cooney reveal a shockingly short-sighted business “deal” that saw a strategic manufacturer in the United States sold off to an aeronautics and defense company controlled by the government of China.

The revelations come at the worst possible time for Hunter’s father, embattled Democratic presidential nominee Joe Biden.

Following the elder Biden’s less-than-stellar performance during Thursday’s presidential debate, the emails, published Friday by Breitbart, raise questions about how detrimental his family’s business ties can be to the United States.

The emails detail some of what went on behind closed doors when strategic American manufacturer Henniges Automotive was being purchased by a Chinese state-owned company in 2015.

Because of Henniges’ capacity to produce military hardware, approval from the Committee of Foreign Investment in the U.S. was needed to finish the deal, according to Breitbart.

TRENDING: Debate Moderator Appears To Demonstrate a Shocking

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Successful Subcontractor-Contractor Agreements | Contractor

By Christopher G. Aiello

A subcontractor – contractor agreement is used when a contractor hires someone else (known as a subcontractor) to help with a specific task on a  project. For example, an HVAC expert may be brought in to replace the central heating for a home under renovation.

Sub-contractor agreements are formal written documents that outline the terms and scope of work for the sub-contractor in a project. They spell out the duties of the contractors and subcontractors and how they should relate with each other until the project is concluded.

These documents are useful in case a dispute arises, to prove what the contractor and subcontractor agreed on. The agreements save subcontractors time and money, helping to work out difficulties formally.

When committing to such agreements, a subcontractor should keep the following pointers in mind.

What should be in a Subcontractor – Contractor agreement?

1.  The scope of

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Commercial Real Estate Valuation: The Best Approaches

Whether you’re a seasoned real estate investor or a commercial appraiser, it’s important to understand how to value commercial property. The value of commercial property plays a key role in determining how the asset will perform as part of a portfolio.

This being said, the post below covers approaches to commercial real estate valuation, including the quickest and easiest values to determining a property’s value. Keep reading to learn more.

Commercial Real Estate Valuation

Calculating commercial property value is much different than calculating the value of residential real estate—even for the most adept appraisers.

With residential, most appraisers can look at comps in the neighborhood as a baseline, then add or subtract to a property’s value based on specific criteria like square footage, number of bedrooms, and so forth.

CRE valuation is a whole different ball game, however, and is a much more complicated beast. Yet, it’s still invaluable to

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Contractors – Miami-Dade County

Contractors

Contractors and tradesman working in Miami-Dade County are licensed by Miami-Dade County’s Contractor Licensing Section. The Construction Trades Qualifying Board (CTQB) has authority over these types of licenses and scopes of licenses that are issued.

Examinations

Examinations for certificates of competency and eligibility are offered once a month. The exams are open book and the required books for each exam category can be found on the licensing requirements for each license.

Continuing Education

Continuing education is an obligation which pertains to professional contractors and tradesmen whether licensed by the State of Florida or Miami-Dade County.

Continuing education is commonly viewed by local licensed construction professionals as one avenue for them to ensure that they can remain competitive by keeping up to date regarding issues that impact the dynamic and challenging construction industry.

File Contractor Complaints

How to file a complaint against licensed or unlicensed contractors, as well as tips

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Oklahoma contractor raises red flags with Nebraska homeowner

OMAHA, Neb. (WOWT) – An Oklahoma contractor has been making cold calls in rural Nebraska. He’s offering farmers and acreage owners a great deal to improve their driveways.

A friendly stranger pulls onto Mike Pratt’s property and promises that when chips are down, he’ll have a smoother driveway.

Sylvester Cooper, driveway contractor said, “Its tar and chip. We spread a high asphalt down and put the gravel over the top of it.”

Tar and Chip Asphalt Company rolls out a bargain for Mike.

Sylvester Cooper said, “I’ve got enough to cover 100 square yards. Bottom line? A thousand dollars for 100 square yards.”

All contractors doing business in Nebraska are required to register with the state labor department, but Tar and Chip Asphalt are not on the list.

Jim Hegarty with the Better Business Bureau said, “And we clearly know this particular contractor was not licensed to do this kind

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Memphis, TN Condos – Condos for Sale in Memphis, TN

There are currently 76 condos for sale in Memphis at a median listing price of $189K. Some of these homes are “Hot Homes,” meaning they’re likely to sell quickly. Most homes for sale in Memphis stay on the market for 49 days and receive 1 offers. Popular neighborhoods include Raleigh, Wolfchase, East Memphis, Southeast Memphis, Brunswick, Cordova, Whitehaven, Mud Island, Hickory Hill, Downtown Memphis, Germantown, Midtown, Downtown Venice, Binghampton, and Central Gardens. This map is refreshed with the newest listings in Memphis every 15 minutes.

In the past month, 684 homes have been sold in Memphis. In addition to houses in Memphis, there were also 172 condos, 25 townhouses, and 84 multi-family units for sale in Memphis last month. Memphis is a minimally walkable city in Tennessee with a Walk Score of 36. Memphis is

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